That doesn't deal with a 30-something couple with a kid who has a debilitating disease like spinabifida. And the primary caregiver can't changes jobs or they'll lose coverage for their child because there's no standard for preexisting conditions.I think the jump to universal coverage is too drastic. Extending Medicare down to 55 and allowing buy in would be a good way to think about it.
For me, this is a "think about the kids" situation.
And as this happens everywhere, employers are already covering someone like this. They're just changing people who don't want to be there at the job for people who do want to be there at their job.
Covering Preexisting conditions is more about how our job culture has changed now that people change jobs every 3 years now. The old pensions are gon . So people job hop now.