Seattle Husker
10,000+ Posts
Curious what you'd do with the following scenarios, if anything more than what current laws allow:
1) a gun owner who let his/her insurance expire
2) a gun user (not the owner) who didn't have insurance as the gun wasn't registered [this case is weapon not used - just found on the person]
3) a gun user (not the owner) who didn't have insurance as the gun wasn't registered [this case is weapon is used]
What happens when your car insurance expires? You can't drive first and foremost. You can't use that gun (for those open/concealed carry people).
First, if you are carrying the gun you better have insurance. I'd argue the insurance follows the operator, like car insurance. Would you lend your car to an uninsured motorist? If so, tell me what happens if they get in an accident? This applies to whether the person uses the gun or not. If someone is shooting the gun, handling it they should have insurance. Gun ranges can include temporary insurance in their range rental if a gun is needed.
This isn't rocket science. We have a ready made example of automobile liability insurance to work from.