Joe Fan
10,000+ Posts
Private loans were dischargable until sometime in the past few decades. I have not kept up with the specifics since I don't do BK law and I don't know anyone who went to school in my era who still has loans that are either not yet paid or aren't close to being burned by pay-off...
There are also some rare avenues where fed loans were supposedly dischargable if undue hardship could be shown...a high hurdle, to be sure...but potentially doable.
I am not really sure what you mean by private student loans
The vast maj of college student loans are federal loans which are not dischargeable in bankruptcy - at least under the old Bankruptcy Act
if that changed, it would be a great shock