My wife's son was hit by a 17 year old with no license. His mom was in the passenger seat with a passport only. They were from Mexico. They gave him an insurance certificate. It was expired. His insurance company is investigating but at the moment all that is happening is his car is being repaired (scraps across the right side of the car; he was sideswiped) and he has a rental. It happened at 10:00 PM in Dallas. He had just arrived (he goes to college in Dallas) after driving in from Austin. He called us but he didn't want to call the cops. He contacted the police later and they basically showed no interest in the matter.
So that's that.
You'll never stop uninsured motorists until you really punish them when caught (as opposed to a ticket with an order to appear). There should be a mandatory impoundment of the vehicle and at least some jail time.