silver plan: 12k deductible, 1400$ per month

zork

zork

2,500+ Posts
One example of affordability for a family: silver plan: 12k deductible, 1400$ per month in Kentucky. I wonder how much % they have to pay after paying their 12k deductible?(20%?)
The Link

Sticker shock is indeed going to happen, then revolt.
 
Most have no idea that they actually have to pay both the premiums and deductibles.

Looks like most people are starting to understand this scam.

Washington (CNN) – Support for the country's new health care law has dropped to a record low, according to a new national poll.

And a CNN/ORC International survey released Monday also indicates that most Americans predict that the Affordable Care Act will actually result in higher prices for their own medical care.

CNN/ORC International survey full results

Only 35% of those questioned in the poll say they support the health care law, a 5-point drop in less than a month. Sixty-two percent say they oppose the law, up four points from November.
The Link
 
Wow
I actually thought that under obamacare NO one would have to pay more than 9.6% of their income.

There is no doubt we need healthcare reform but this is not the way to do it UNLESS you have another agenda.
and BO clearly does
 
Unaffordable. Obama and his regime are raping the American middle class.
 
Roger35 if the story is bogus instead of a smart *** comment refute it with some real cost numbers and facts. Even the New York Times now says the middle class is getting slammed by the ACA but I guess they are now teabaggers.
 
Ole Rog ain't interested in facts, everyone knows that.
deadhorse.gif
 
He gets a set of talking points every month or so that he bangs on constantly for a while before moving on. For some reason, he got fixated a few weeks ago about Fox News' comments section and would mention it in every single post he made whether it was relevant or not.
 
They have upgraded the Healthcare.gov website so you can now compare plans available in your state without signing up for an account. Makes it ver quick and easy to see what is available and for what price.

I did a search for Texas and found 7 ins companies offering various plans on the exchanges: Cigna, Aetna, Humana, Blue Cross Blue Shield, Sendero, Ambettor, Scott and White.

here is a breakdown of the plans available at the 5 levels:

Catastrophic (4 plans):
lowest - $67/month (Humana)
highest - $113/ month (BCBS)

Bronze (25 plans):
lowest - $426/ month (BCBS)
highest - $646/ month ( Ambettor)

Silver (30 plans):
lowest - $498/ month (Humana)
highest - $852/month (scott and White)

Gold (20 available):
lowest - $568/month (Humana)
highest - $985/month (BCBS)

Platinum (1plan)
$690/month (Humana)


My plan at my work includes prescription and meets all the requirements of ACA. Dental is separate. In 2014 I will pay $346/ month and $4151/ year. my company pays about 3 times what pay so apparently the total cost of the plan is $1333/month or $15995/year. I would say my work plan is similar to a gold or silver plan. If I were to have to purchase a plan on my own I would have to pay more out of my pocket for the plan than what I am paying now....but the total cost of the plan would be much less. Interesting.
 
Note: you enter your family size and ages, the state and county you live in, and your income to see if you qualify for assistance. We are a family of 3 in Williamson County and do not qualify for assistance. The plans are priced based on your family make up and your location.
 
hornpharmd, the problem with your comparison is that it doesn't show the deductibles and co-pays. Currently I'm on COBRA thus I've been very interested in what I can get as a plan. What I've found is that I can get a good plan with low deductibles and reasonable co-pays but high premiumns or low premiums and high deductibles and less reasonable co-pays. That being said I think there will be lots of people that will save money on their premiums and then will be shocked when they go to the doctor or need a procedure.
 
I was posting to show the prices available in my example. prices will vary based on family size. I find the example posted initially to be unbelievable.
 
A friend signed up for obamacare. Got his Ins card today. He lives in DFW area. The card says his PCP is in Houston. This thing is just getting worse by the minute.
 
$883/month or $942/month for catastrophic and paying 10-20% after $12,000 deductible for healthy family of 4. $1526/month for gold plan w/ $3000 deductible.
 
The terms of what most people are posting are pretty crappy. Can someone explain to me again why this is better than a single payer system or a public option? I'm not saying I like either of those options, but it seems like we're sorta getting the worst of both worlds.
 
haha. myes the point was to allow the free market compete for customers through a ver transparent pricing system. then to have those free market players to screw over hospitals, physicians, and patients until everybody got so fed up that we eventually end up with a single payer system which now excludes those same exact free market players. no actually I think they will want to survive while making a profit. we just need to continue to regulate that.
 
Ezra Klein is somewhat of a partisan tool, but I think he makes an interesting point in this article. I'll also admit that I'm somewhat intrigued at the idea of an "all-payer" system he references, in which insurers would collectively negotiate reimbursement rates for drugs, services, etc. rather than do so on a fragmented basis as they do now.
 
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