Negotiable Mortgage Loan Fees

Reborn_Horn

100+ Posts
Getting ready to purchase a home (close in a few weeks). I was handed a list of fees on the Good Faith Estimate by our potential lender. Can anyone advise which fees are negotiable?

Sorry if this has been posted before but my search turned up nothing.

Thank you fellow HornFans!!
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Yea, what are your current fees/charges/expenses/interest-surplus totals for a 790 credit rating 80% refi on a 220K property(SFR OO)?
 
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Notice no answer? The above poster is exactly the type of person no mortgage loan officer wants to deal with (nothing personal). Fact is there are plenty of people wanting to do business who aren't trying to bleed them out of every penny. Do you really think anyone wants to take the time to refinance you and make no money doing it? Try to translate it into whatever line of business you are in.
 
my recent experience is exactly the opposite. mortgage refi packages are a big gouging experience in the 5 GFE I have seen. Fees are way up.

5.75 is what we have too on a 30 year fixed, 3 years in on a 200k loan. no way I'm adding 5-6kback to the note or spending that with a+ credit for a refi.

I did mortgages myself for a few years back in the day before moving to the technology industry. I was not ashamed to give my rates/fees/etc cause we were very reasonable.
 

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