I just got a weird text from a bank

Ramathorn

1,000+ Posts
Franklin Bank. Said they were making my atm card inactive. Problem is, I don't bank with them. The text came from 5000 (that's the name) and it did say to call a number. Am I screwed? Is someone trying to steal my idnetity? I wonder if I should call.
 
got that **** too (i have a 512 area code). i have gotten a handful of them in the past few weeks. i called it once and it asked me to enter my acct #, i hung up. its fraud bs.

just blocked all text msgs on that phone so they cant send anymore.
 
Someone is phishing for account information. I've received emails "from" citibank before and I don't bank with them.

It's likely a mass message and they're hoping to hit some Franklin customers.

Did it address you by your real name?
 
That is absolutely a scam and that is absolutely not a bank sending the text messages. You're likely to see a lot more of this in the future.
 
No, this is legit, I got an email from a lawyer in Nigeria warning me about this and laying out the steps I could take to prevent it...
 
I've gotten two of these texts in the last month. Pisses me off because I don't have a text plan. *******.
 
I think it's a phishing thing. The phone message wasn't very business like either. I'm just worried someone is applying for crap in my name, but I don't think so either.
 
Ram, I too think it's phishing, but might be a good time to order that free once a year credit report if you haven't already done so.
 
I have gotten two of them recently too. I know others who have as well. I don't bank with Franklin either and know any reputable bank would never send a message like this. Sadly there are some that don't know that and these scammers will eventually get some that respond and fall prey to them.

I think it was somebody on this site that said they wished the penalty for this **** was much more severe bordering on sick torture to send a message it won't be tolerated. I think I agree and I have not yet been a victim of this fraud. But I have things in place with my bank in case it does. It will still suck though.
 
alden
i hear ya on not having a text plan. thats why i just had t/m turned off on my phone completely.
 
I got it from Franklin as well. I plan on calling the real bank tomorrow and letting them know...
 
is it possible to block texts from all numbers other than your address book? probably a carrier by carrier thing, but just curious if anyone had that ability or something similar.
 
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I got the text from 'Franklin Bank' on three of the five phones on my account. One of the two that did not receive the message was my son's. He actually has an account at Franklin, but knew about the scam.

The callback number was a (512) area code...Austin. I called the # from a land line and got an automated message telling me that due to too many frauds, they had cancelled my bank card, and in order to restore it I needed to input my 16 digit card #, then my 4 digit expiration #, then my 4 digit pin #. After I input twenty-four straight 1's, they told me my card was successfully reactivated.

I know some people are stressfully dense, but no one should ever turn over the requested info to anyone...ever...even at your banker's desk.


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ha, good idea. I will call them from a land line somewhere too and mess with the system. I will give them some bogus numbers as well.
 

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