Every now and then I try and get copies of my credit report from Transunion, TRW and Equifax.
I've used the 3-in-1 on-line reports but they are difficult to read. But what I've discovered is there are always errors on these reports. Accounts that have been closed for years are on there and other accounts are listed more than once.
Making corrections is a big hassle. You send letters to these agencies and you never know if they made the corrections unless you buy more reports.
It's such as lousy system. The only debt I carry is a mortgate but I'd take a class on personal debt management just to learn how to keep this ridiculous system from causing me major and unexpected grief someday.
Does anyone know of a good website with reliable information or an on-line tutorial that deals with this madness?
I've used the 3-in-1 on-line reports but they are difficult to read. But what I've discovered is there are always errors on these reports. Accounts that have been closed for years are on there and other accounts are listed more than once.
Making corrections is a big hassle. You send letters to these agencies and you never know if they made the corrections unless you buy more reports.
It's such as lousy system. The only debt I carry is a mortgate but I'd take a class on personal debt management just to learn how to keep this ridiculous system from causing me major and unexpected grief someday.
Does anyone know of a good website with reliable information or an on-line tutorial that deals with this madness?
