Over the last two years, a close family member acquired five credit cards in my name, without me knowing, since they get the mail and pay the household bills. For a while they held the balance down to around two grand, then over the last few months ran the total to about fifteen thousand. I found out when my personal card company notified me that my credit was in the toilet, so credit rating is not a worry. I cancelled all the cards, so now I am getting twenty calls a day demanding payment. The purchases were disposables and gift items, so none can be returned. The card companies want me to contact their family fraud divisions, but I’m not sure what position that would put me in. Having this person charged with fraud is not an option, so I’m wondering what to do next. Any good advice would be appreciated, other than taking this person out for a bird hunt. And no jokes, please, I’m ready to shoot myself as it is.
